Automotive Specialty Insurance

Property Insurance


Business Property Insurance – Property insurance protects your business, from minor to a major financial loss. Whether you own your building, lease your workspace or work at home, protect your business’ physical assets with business property insurance. When disaster strikes your business, whether you are a manufacturer, wholesaler, retailer or installer/jobber,  commercial property insurance coverage will not only replace property you own, but most importantly keep you in business:

• A fire could destroy your building and the contents inside

• A burst water pipe could damage your documents, drawings or other valuable papers

• A storm could damage your building, contents or outdoor signage

That’s why business property insurance is one of the most important investments ensuring the future of your business.  SEIA can cover your business property to protect the following:

Your building – replacement cost limit to rebuild part of or all of your building structure to like kind and quality

Your business earnings – business interruption and expense coverage can provide loss profits and also include extra expenses incurred to stay in business.  Most businesses without this important coverages lose customers and ultimately lose their business as a result of not having this coverage during the period of restoration.

Your contents – replacement cost protection for inventory, machinery and equipment, office contents, raw materials due to a fire, storm, or theft.  Selecting the right coverage and limits are crucial to sustaining your business operations.

Your machinery and equipment – equipment breakdown coverage can provide much needed coverage for sudden and accidental breakdown of crucial equipment if you are a manufacturer and provide replacement or repair, as well as loss of income and extra expenses.

SEIA understands that your automotive business is unique and constantly changing. We tailor our commercial property insurance policy to fit the needs of manfacturers, wholesalers, retailers and installers.

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